Expert Details

Expert in Directors and Officers Liability Insurance; Professional Liability Insurance; P&C Insurance

Expert ID: 731854 New Jersey, USA

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Expert is the "Ask the Expert" in the areas of management and professional liability insurance. Over the last 18 months, he has been engaged over a dozen times as an expert witness in D&O/E&O coverage disputes representing both the policyholder and the carrier.

Expert is a cum laude graduate of Georgetown University Law Center and holds a LLM (Master of Laws) from New York University Law School.

Expert is a 30 year senior insurance executive veteran, 25 of which at AIG where he held various positions including Chief Underwriting Officer and General Counsel of AIG Executive Liability (D&O, E&O), Chief Operating Officer of AIG eBusiness Risk Solutions (Cyber insurance) and President of AIG Product Development. Following AIG, he was Chief Innovation Officer of Zurich North American and Chief Innovation Officer of Tower Group. He is an author of several works in the field of D&O and E&O insurance and new product development. He is a judicially determined expert witness in insurance pursuant to the Federal Rules of Civil Procedure.

Multiple expert witness assignment in D&O and E&O coverage disputes representing policyholder and carrier. Issues included application of exclusions (insured v insured, prior notice, insolvency exclusion) as well as definitions (Securities Claim, Wrongful Act).Over 30 "short term" expert assignments -- i.e. telephone consultancy of 45-60 minutes -- on a range of topics in the P&C industry including specific trends as well as commentary on specific companies. Also assisted brokers defending attacks on their D&O/E&O client relationship.Launched multiple new to the market insurance products including intellectual property collateral insurance.Drafted multiple "new to the company" insurance policies in D&O, E&O and Cyber space.


Year Degree Subject Institution
Year: 1987 Degree: LLM Subject: Law Institution: New York University School of Law
Year: 1983 Degree: JD Subject: Law Institution: Georgetown University Law Center
Year: 1980 Degree: BA Subject: Pre-law, Psychology and Philosophy (triple major) Institution: Long Island University

Work History

Years Employer Title Department
Years: 2012 to Present Employer: Undisclosed Title: President Department: Executive
He currently President of Innovation Insurance Group, a consulting firm to the insurance industry specializing in insurance new product development qnd expert services in the P&C industry, especially in the D&O and E&O area (including cyber). He is also the host of the series Innovations in Insurance With Expert produced by World Risk and Insurance News. Among the products he is credited with creating is Y2k Insurance, (Entity Cover) Directors and Officers Insurance, Cyber insurance, Reputation Insurance and Intellectual Property Collateral Insurance. Expert is a cum laude graduate of Georgetown University Law Center and holds a LLM (Master of Laws) from New York University Law School.
Years Employer Title Department
Years: 2011 to 2012 Employer: Tower Group Title: Chief Innovation Officer Department: Executive
Available upon request.
Years Employer Title Department
Years: 2009 to 2011 Employer: Zurich Insurance Title: Chief Innovation Officer, North America Department: Executive (Marketing)
Available upon request.
Years Employer Title Department
Years: 2004 to 2009 Employer: AIG Title: President Department: AIG Product Development
product development, worldwide, for AIG
Years Employer Title Department
Years: 2001 to 2004 Employer: AIG Title: Chief Operating Officer Department: AIG eBusiness Risk Solutions
Founder of cyber insurance
Years Employer Title Department
Years: 1987 to 2000 Employer: AIG Title: Chief Underwriting Officer and General Counsel Department: National Union (AIG Executive Liability)
D&O and E&O insurance arm of AIG

Career Accomplishments

Associations / Societies
Bar: New York, US Supreme Court, P&C Broker: NY, NJ
Licenses / Certifications
LLM, JD, P&C Broker
Professional Appointments
Chairman, Internet Security Alliance; Board Member, Financial Services Information, Sharing and Analysis, Center (FS/ISAC); Chaired various congressional committee and private sector task forces
Publications and Patents Summary
Expert has several publications involving liability and insurance.

Additional Experience

Expert Witness Experience
Engaged over a dozen times in last 18 months representing both policyholder and carrier in D&O/E&O coverage disputes. Experienced in both report drafting and deposition testimony. Expert has been formally approved as an expert witness in insurance matters by the United States District Court.
Training / Seminars
Conducted many training and other seminars over past 30 years at AIG and Zurich as well as today as a consultant. Topics: D&O, E&O, Cyber and Product Development. Comfortable with audience of 5 or 500. Forums included RIMS, PLUS, ABA etc. etc.
Vendor Selection
He is a good source for finding insurance experts outside my speciality.
Other Relevant Experience
Policy drafting and analysis, especially in management and professional liability. New Product Development and Speaker.

Fields of Expertise

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