Expert is an author, speaker, and advocate on life insurance and financial literacy. Through his educational books and website he provides simple answers to complex questions on life insurance. Expert is a member of the California Department of Insurance Curriculum Board and the National Financial Educator's Council Curriculum Advisory Board. Expert also serves as the Director of Financial Preparedness for United Policyholders.
Expert’s writings include blog Posts & articles and he served as a technical editor for magazines. Expert has had multiple media appearances.
Title: Life Insurance Sage, Author, Speaker & Consultant
He is a nationally recognized expert on life insurance from both a consumer perspective and advisor perspective.
Years: 1987 to 1995
Employer: Acordia Lloyd Insurance Services
Title: Assistant Vice President
Department: Life Insurance Department
He was a life insurance sales consultant and oversaw life insurance sales.
Years: 2012 to Present
Title: Director of Financial Preparedness
Available upon request.
Years: 2010 to Present
Agency: California Department of Insurance
Role: Member: Curriculum Board
Description: Members of the Curriculum Board are appointment by the State Insurance Commissioner and oversee Licensing & Education for Agents & Brokers in the State of California
Associations / Societies
SFSP - Society of Financial Service Professionals; PPP - Partnership on Planned Philanthropy; NCPGC - Northern California Planned Giving Council
Licenses / Certifications
LA - California (DOI) - Life and Disability Insurance Analyst
CLU - Chartered Life Underwriter
Member: California Department of Insurance: Curriculum Board; Member: St. Joseph's Elementary School Advisory Board; Member: Lucille Packard Children's Hospital Foundation Advisory Council; Past President (and Regional Liaison)- San Francisco Chapter - SFSP
Past President - Northern California Leading Life Producers
Past Director - San Francisco NAIFA (National Association Insurance & Financial Advisors)
Awards / Recognition
Expert has received the EIFLE (Excellence in Financial Literacy Award- Risk Management Category) from the IFL (Institute on Financial Literacy).
Forbes has named Expert's book as 1 of 9 great investment books.
Publications and Patents Summary
Expert has written an acclaimed full-length "toolbook" regarding a variety of aspects of life insurance.
He has also written numerous articles and has been Technical Editor for three other Finance and Investment books.
Expert Witness Experience
He has consulting experience on 5-10 cases.
Training / Seminars
He has developed and written approximately 10 continuing education courses on life insurance related topics. He has also moderated continuing education courses for the Life Underwriters Training Council (LUTC) and the Society of Financial Service Professionals (SFSP).
Expert has worked with a number of insurance companies and vendors. He is a good resource in assisting in finding the right resources to help with a producer's practice.
Expert is an author and speaker who is nationally recognized in the life insurance field.
Other Relevant Experience
He is a frequently consulted expert on life insurance in the media. He is an expert at analyzing an existing or proposed life insurance policy and uses financial analytics to review policies (these include present value and internal rate of return calculations).